Fun, Entertaining & Informative
Our monthly Sunday meetings are always popular and members almost always enjoy a guest speaker. Complimentary refreshments are served and it is a great time to mix and meet with other members.
Guest Speakers: Ian Robinson & Jürgen Schubert
Topics: "Surviving Childhood" & "Early Auckland and RMS Niagara"
Ian Robinson shared his childhood memories and experiences in England and provided us with a hands-on picture of his young life from first memories through the “living through the war” period to his early youth.
When war broke out his parents sent Ian and his older sister away for safety reasons as Dover, their home town, was the closest point to Europe. They were sent to Holyhead in Wales a town which appeared to be all old ladies and from their young perspective thought they were witches. They were terribly homesick and finally sent back to their Parents in Dover.
Dover was the focus of extensive attack and so they were evacuated again this time to Pontlanfrith in South Wales – to a couple who had no children and did not even like children and so ended up in constant trouble. They were finally sent home again.
Dover was known as Hell Fire Corner being subjected to all types of warfare and so Ian was again sent away, this time to Leigh in Dorset which was near his Grandparents who had a farm with loads of fruit trees, and snakes, both grass and the deadly Adder.
Jürgen Schubert displayed early reproductions and photographs of wonderful quality of early Auckland from 1841 right up to 1921. We progressed through the years of the first tram in Queen Street in 1907, the building of the Town Hall 1911, the Ferry Building in 1912 and on to 1921 when the Auckland Railway Station in Beach Road was under construction.
Jürgen told us of his “Faint connection to RMS Niagara” built in Scotland and launched in 1912. The Orion, a German raider disguised as a merchant ship, had slipped undetected into New Zealand waters and laid 228 contact mines in the approaches to the Hauraki Gulf on the night of 13/14 June 1940. At 3.40 a.m. on the 19th, the 13,415-ton Niagara, which had just left Auckland on its regular run to Suva and Vancouver, struck two mines off Bream Head and sank quickly by the bow. Fortunately, all 349 passengers and crew got away safely in 18 lifeboats.
The Niagara was famous for another reason – it allegedly brought the Spanish Flu to New Zealand.
For a more complete write up of these talks, go to page 11 of our June 2022 “Essence” newsletter
Guest Speakers: Jude Walter & Véronique Guilloteau
Our April Sunday Meeting was so enlightening – and fun. We were visited by two highly dedicated and lively women – our presenter Jude Walter and her associate Véronique Guilloteau.
Local Brainfit Coach, Jude Walter has seen first-hand the devastating effects of stress, age and disease on the brain and memory. As a practiced communicator, presenter and capability trainer, Jude is now putting her skills to good use, helping adult New Zealanders to understand that getting older doesn’t have to go hand in hand with memory loss and that the sooner you start strengthening your brain, the better.
We heard how important it was to build the cognitive aspect of our brain to enable us to cope better should disease or injury occur. The cognitive aspect was described as working like a back-up battery should things go wrong. Jude emphasises that you do not lose your memory it simply dulls down so it needs to be used in order to regrow brain connections so getting older does not go hand in hand with a poor memory.
Excellent techniques were presented to us in - ‘3 Steps to Memory’
For a more complete write up of this talk, go to page 11 of our May 2022 “Essence” newsletter by clicking the link below:
Guest Speaker: Senior Sergeant Peter Pederson
Topic: "NZ Police Dog Section"
Senior Sergeant Peter Pedersen is the Officer in Charge of our New Zealand Police Dog Section and he brought with him his wonderful 7-year-old Jango who is now semi-retired. Peter has been with the Police Service for 38 years.
We learned that the Police Dog Division started here in 1956 with German Shepherd’s from England. The dogs they use now usually stem from eastern European countries. One of their newly imported female dogs has just produced a litter of 11 little puppies.
They start training the puppies at 8 weeks in puppy pre-school then assign them to a handler around 7 – 10 months and by 18 - 20 months they are operational.
Peter spoke for 10 or 15 minutes about his experiences but then spent the next hour answering the multitude of varied questions our members had for him. We had many funny moments with Peter – if ever he gave up police work he could easily slot into an entertainment role.
Jango had on his working uniform which incorporates metal pads inside the jacket – his body armour and the type of jacket can be ramped up in permeability for more dangerous situations. The dog’s jacket has two handles so the handler can pick up his dog if necessary – Peter illustrated how but Jango was not impressed – he lost all his dignity.
All of Peter’s talk was done with great good humour and at times he threw one liners at us which added to the fun. He was asked about gun carrying and he explained yes normally he would have a Glock and pepper spray but thought he would be reasonably safe amongst SeniorNet Members.
For a more complete write up of this talk, go to page 10 of our April 2022 “Essence” newsletter by clicking the link below:
Guest Speakers: Kerry Dell & Catharina Flisijn
Topics: "The impact of Toxins on Our Health" & "The Value of Muscle Strength in Overall Well-Being"
Kerry Dell spoke on how to put your own body into balance and get results. Through her own experiences Kerry decided she needed to get her body into balance. She had studied nutrition but went on to look at the impact that toxins have on our bodies and determined that if our organs are not healthy they operate slowly but in addition our emotions can also affect the frequency speed so emotions play a big part. Our brain, also an organ, will respond as do all our organs. Nutrition plays a massive role so our diet needs to be “alive” and full of nutrients - it is not about a losing weight diet but eliminating the “dead” food otherwise known as processed food – read biscuits and all those foods that are so enticingly packaged.
So the mantra is “put living food into the living body”.
Catharina Flisijn from Fit20 – Catharina who was a nurse and an Educational Psychologist, decided to follow her passion of exercise. She pursued her passion with a programme called Fit20 which is a Dutch franchise method.
As we know from our contemporaries, falls can become an issue and indeed Catharina quoted statistics that the number one cause of death for the 70 plus age group is the outcome from falls. So the answer is to have your own personal goal or expectation and from that establish how to keep healthy to achieve that goal.
At any age progress is possible. We lose 1% per year of muscle from about age 40. We can slow the rate of decline by keeping active and keeping our muscles toned.
The Fit20 programme is based on training once a week for 20 minutes – short, quick but intense. The focus is on living better each day and the whole body will respond through high intensity.
For a more complete write up of these talks, go to page 10 of our March 2022 “Essence” newsletter by clicking the link below:
Guest Speaker: Peter Marshall CNZM
Topic: "Overview of life as a New Zealand Police Officer"
Retired Police Commissioner Peter Marshall took time to provide us with an enlightening and entertaining overview of his life as a New Zealand Police Officer. At age 19 he was catapulted into walking the beat around Queen Street, Karangahape Road and the Gluepot in Ponsonby - fresh out of Trentham. Quite an initiation.
Peter gave us a footprint of the New Zealand Police back to the 1960’s – including an overview of the many places around the world including Sydney, Canberra, London, Washington DC, Bangkok, Jakarta, Hong Kong, Bougainville and Solomon Islands, to name but some that are represented.
For a more complete write up of this talk, go to page 13 of our September 2021 “Essence” newsletter by clicking the link below:
Guest Speakers: Johanna-May Manks & Daniel Bloomfield
Topics: "Fashion Tips" & "Travel post COVID"
Our members appreciated Johanna-Mays’ practical and down to earth approach to our wardrobe choices. She did not try to put us all into one fashion category but gave us the freedom to explore and exploit our own likes and dislikes when it came to colour and fashions and she highlighted the impetus that accessories can give our wardrobe choices. It was great for the men too as it made some of them think! Johanna-May was a knowledgeable presenter which she did with clarity and understanding of our individual approach and needs when it comes to the question of purchasing and wearing to suit our individual lifestyles.
Daniel Bloomfield gave an amazing insight into Travel post COVID and at the same time was able to provide us with some valuable hints and tips on what and what not to do when it came to bookings. He had a wonderful in-depth knowledge through his 22 years in the industry which no doubt was pertinent in the survival of his company during extremely difficult times. Daniel was also knowledgeable and clear in his presentation — working from a deep understanding of the current intricacies of the industry.
For a more complete write up of these talks, go to page 11 of our August 2021 “Essence” newsletter by clicking the link below:
Guest Speakers: Peter Cavanagh & Adrian Clarke
Topics: "Financial Risk Management" & "Google Advertising"
Peter Cavanagh was our first speaker who after 37 years in Risk Management highlighted for us the essential steps in managing the financial markets – emphasising that forecasting can be “bullshit” and should be treated with great caution.
There are so many aspects such as changing exchange rates, the equity market, the credit market and cryptocurrencies (what is the true value of bitcoin – answer, what someone will pay for it) that forecasting is fraught with aspects that are impossible to predict.
Peter covered the essential steps in managing risk which is of course a matter dear to our heart and his first rule was keep it simple, evaluate risk and reward and do not base decisions on forecasts for the above reasons. If you get the risk/reward relationship wrong it can be a very unhappy event and COVID is a further factor that is in the unknown basket.
After morning tea we were given an insight into the world of Google Advertising with an expert in his field, Adrian Clarke. After many years in the printing business Adrian took on a new venture as Digital Marketing Manager for a company called Harper. Have you ever wondered why Google promotes the type of websites/products you that interest you?
Your personal search history is automatically retained and the most appropriate websites are made available for your “delectation” - hopefully. Once you have put in your choice of product – a number of websites will appear – go to the Shopping tab near the top and it will take you straight to the type of product you want to investigate. This is a quick and easy method of speeding up your search.
Thanks to both our speakers for their time, expertise, and informative presentations.
For a more complete write up of these talks, go to page 13 of our July 2021 “Essence” newsletter
Guest Speaker: Erin Adkins
Topic: "The Evolution of Print"
Our first May Sunday Speaker, a refreshing and innovative woman of enterprise,was brought up on a farm in the Manawatuwhere she worked hard helping from about age 9. She arrived in Auckland 18 years ago and with zero knowledge of the print industry or selling experience set up a business which is now highly successful. Erin felt that her lack of printing knowledge was an asset in that she had no preconceived ideas and was willing to tackle the unusual as well as standard procedures. These days printing is not just a “print on paper” function as she prints a lot of promotional items such as golf tees and balls, coffee cups etc.in fact you name it and Erin is ready to improvise. She also has a design team who will create and recommend,which provides them with a huge array of work and results in punchy, awesome ideas. Erin outlined the progression of printing from the early Gutenburg press which although a huge improvement over handwritten books was nevertheless still a slow and expensive procedure. The modern methods used enable faster and so cheaper printing processes as they are able to print up to 60 “jobs” at the one time. So instead of printing out a single business card the system allows for a multiple prepared layout. Interestingly the printing process is a series of “cabinets” with each one set to print a colour so the layout passes through each cabinet and the particular colour is applied. As the work progresses along a conveyor system infrared lights quickly dry the colour before it passes to the next unit for the next colour to be applied. After the last colour the layout goes to a pre-programmed guillotine which then cuts in all the right places.From that point Erin outlined the various cover and binding methods for book type printing: 1. Buckram cloth or a printed poster cover – this is the most expensive method. 2. Stapled Books 3. Plastic binding 4. Wire bind (mostly taken over from plastic binding) 5. Perfect Bind – glued spine 6. Loop Staple – good for manuals. Stapled with ring binder. 7. Canadian Bind – fancy version of wire bind – has cover over it. Erin emphasised that they recycle wherever possible – including guillotining and binding unwanted items into handy notepads. Our members were fortunate to be given notepads and a pen to take home. A really interesting presentation from a lively and enthusiastic woman who has won awards for her inventiveness and the quality of her work.
Guest Speakers: Campbell & Ian
Topic: "Adventures with Genealogy"
After morning tea, we had a panel discussion fronted by the two doubtful looking characters in the photograph. The plan is to run a series of sessions for Beginners to Genealogy which as Campbell Stanford said is really Family History so in reality Family History is putting flesh on the bones of statistical records. He emphasised that we may want to investigate our backgrounds for a number of reasons such as validating family stories, how their lives related to historical events, did we inherit a medical condition and did we have any famous (or infamous) ancestors. Delving into our background can produce unexpected “pleasures” such as old family photographs, inheritance possibilities, birth parents if you are adopted and want to know more, religious background and the community in which people lived including traditions and cultural beliefs. Know how to extract this information from, and of course learn where to search, such as diaries and family bibles plus of course our own Genealogy Group members who are always willing to help out. You may also wish to connect or reconnect with living relatives. An associated benefit is delving into history in a more meaningful way and the thrill of the hunt. We do warn you of the addictive nature of this “hobby”. Ian Handricks then went on to talk on where to start, how to acquire the searching skills, how to log the information in a visible and interesting manner and where you go from there. That could be writing a book, writing one person’s story, writing one family’s story or simply enjoying the journey. Watch out for the sessions which will be promoted in our Newsletter. You can advise of your interest now by emailing Campbell Stanford at: firstname.lastname@example.org
Guest Speaker: Ian Parkes
Topic "Estate Planning"
The main speaker was Ian Parkes, Branch Manager from Perpetual Guardian Trust who spoke on Estate Planning. Perpetual Guardian trust are the largest charitable trust managers of gifts in wills. He emphasised that EstatePlanning requires careful planning to minimise administration complications that can arise due to: grievances between beneficiaries, different legal systems between countries, tax and digital assets. These complications can result in long delays in getting settlement and funds released. Digital assets included accounts such as Facebook, LinkedIn (et al) so they can be closed and accessing passwords you used to gain access to financial information.Wills should be updated regularly specifyingbeneficiaries and distribution andthe executor and trustees who are responsible for administering your estate. The life circumstances of our beneficiaries may change e.g., divorce, marriage, death and if not kept up-to-date may no longer be valid, or represent your wishes. If you die without a valid Will, your property and belongings will be distributed according to the requirements of the Administration Act 1969 and not according to your wishes. Enduring Power of Attorney operates while you are alive so you need to have nominated two people in your Will and discussed things with them: one for your personal care and welfare and the other for your property. Since January 2021 there have been significant changes in the requirements for established Trusts that need to be incorporated where applicable.
Guest Speaker: Rex Oddy
The second speaker was Rex Oddy, SeniorNet’s Tutor in photography. Rex acknowledged how the general availability, good photo quality and accessibility of the cell phones has increased our interest in taking photos. He then identified the additional strengths a mid-range camera offers over a cell phone: increased ability to zoom-in and focus on a subject, adjusting for a wider range of lighting effects and capturing moving images. As well as the existing photography group on the second Tuesday of each month Rex is planning a Beginner’s Introduction series of sessions and a Making Videos group.
Guest Speaker: Ian Handricks
Topics: "His Majesty's Theatre" & "Helicopter Trip"
Our speaker was Ian Handricks who gave two presentations. The first was on the history of theatre in Auckland and especially the story of His Majesty’s Theatre, in Queen Street. He worked in that theatre for over 20 years beginning his career in theatre in 1964 as a 9-year-old moving spotlights on stage for his father who was the electrician at His Majesty’s Theatre. Ian’s mother was a ballerina who danced professionally for most of her life throughout New Zealand and his grandparents, aunts, uncles and distant relatives were also thespians. His grandfather, Norrie Handricks was a well-known stage entrepreneur and at one time owned most of the theatres in New Zealand –he employed a young boy in Gisborne by the name of Robert Kerridge to be a “gopher” –the rest is history. Ian eventually became a “flyman”! There was much discussion and nostalgic memories of the theatre and many at the meeting expressed fondness and related stories from their own experiences –one in particular from Julie Findlay who took a great interest in this theatre, more so when she heard it was going to be demolished!! She had signed the petition to keep it but unfortunately the powers that be decided it had to go. A day after the demolition she went to check it out and sneaked into the site and grabbed a piece of a pillar lying in the rubble. This piece became a plinth for a sundial which is in her garden.
The second presentation was an account of the 3,500km helicopter journey Ian did late last year traversing almost the full length of New Zealand. Ian was fortunately gifted a week-long tour of New Zealand in which he flew the length of the Southern Alps, got alongside the top of Mt Cook, flew to Lake Manapouri, across the Canterbury Plains, around the lakes, rivers and mountains and other notable landmarks we often dream of seeing - from the snow-capped heights of the Alps, down the azure-blue of Lake Tekapo to the sweeping expanses of Middlemarch.
Guest Speaker: Ian Balme
Topic: "Forgotten World Adventures"
Ian drove us out of lethargy with a spirited relay of his life starting with education at Mt Albert Grammar through to Canterbury University where he met his wife Rachel. After several ventures he came across a book entitled “The Magic of Thinking Big” by David J Schwartz which inspired him to follow his passion for farming. He related that “he bought the most expensive farm he could find that day in the paper” for $1.3m in the Waikato – subdivided it into 6 lots and ran dry stock at the same time purchasing the Tawa Shopping Mall, sold that and was on the Waikato Council for 6 years. I can believe that a council situation was not capable of fulfilling his drive for expansion and innovation.In 2010 and out duck shooting with a friend he found an abandoned railway line and “thought he would chuck some wheels onto golf carts to ride the rails” and so got underway with what has proved to be a hugely successful adventure both or him and for travellers. There were some extensive difficulties in obtaining permissions to operate but in 2018 and 2019 they won the People’s Choice NZ Tourism Award (it was cancelled in 2020). There are various tour options available but the track boasts 142km of deep hidden valleys, bush and farmland, 98 bridges and tunnels to townships that time forgot. His wife Rachel is an accountant and keeps him on track with finances but COVID did have an effect despite 80% of business being domestic travellers. To overcome the downturnhe has partnered up with complementary tourist businesses in the area and so can provide add-ons such as alternate accommodation, helicopter rides, jet-boating and canoeing on the Whanganui River, a Lavender Farm and of course you can get your passport stamped in the self-proclaimed Republic of Whangamomona and even stay at the iconic hotel. Ian emphasised that while they have some regular packages from half day through to The Epic which is a 4day/3night adventure starting in Taumarunui they can in fact put together almost any package that appeals. The Rail Carts are self-drive 2, 4 or 6 seater - you don’t have to steer – just use stop, go or reverse. Hop onto a Forgotten World adventure as soon as possible and to once again experience the beauty of our country. Have a look at their website www.FWA.co.nz - it is full of great photographs, some videos and is easy to negotiate.
Guest Speakers: Ian Robinson & Peter Patten
Topics: "Songs My Mother Taught Me" & "Things My Mother Never Taught Me" (Peter) & "Dover Castle" (Ian)
Peter Patten illustrated via YouTube some very old but invaluable clips of former serious and comedic singers and he reminded us of the old ZB Sunday Request sessions and the playing of items such as A Fruity Melodrama which his Mother had introduced to him. When it came to more recent events Peter illustrated the Homes.co.nz site which provides information on properties for sale or sold recently and in most cases it showed the price and the GV –a really helpful site for people interested in the property market. A further site that proved to be of great interest was Google Earth. Knowing how to get the best out of this can provide “endless entertainment” but seriously it is a very helpful tool and a number of our members were thrilled to be introduced to its capabilities.
After morning tea Ian Robinson entertained us with an informative and colourful look at the intricacies of Dover Castle and talked of its impact on the area. Dover Castle originated as a motte and bailey castle, built after the Norman Conquest of 1066. It was transformed by King Henry II between 1179 and 1188; building the keep, the walls of the inner bailey and parts of the outer curtain wall. Dover (meaning water) was described as the “Key to England” due to itsdefensive significance throughout history. It was famously, if ultimately unsuccessfully, besieged in 1216 by Prince Louis of France. Ironically it is built entirely of Caen stone from France. It is a beautiful castle with light creamy-yellow Jurassic limestone and boasts a small chapel dedicated to the memory of Thomas Beckett the murdered archbishop of Canterbury.Dover Castle was Ian’s playground and you can imagine a young boy enjoying the tunnels and the secrets it had to offer. Ian recommends you do not go to Kent without a visit to Dover Castle – although you might have to wait a year or two.
Guest Speaker: John Hartley (aka "The Laughing Policeman")
Topics: "White Rose Cars"
John runs a company of what he terms “chauffer taxis” – after many years in the British and then New Zealand Police Force John “retired” and formed White Rose Cars – starting with three and now 7 years later has eleven vehicles operating servicing mostly the Franklin area but as he pointed out that can mean journeys of 50 –60 kms to take a client to town for the day for shopping and a further 50 –60 to take them home again. In seven years his vehicles have travelled some 3 ½ million kms. During the Covid lockdowns John’s business suffered a massive downturn and lost $130,000 going down to $150 in the bank and was on the brink of demise when he instigated some creative ideas and they weathered the storm. Their business was an essential service but that did not involve transporting people to “their Brother’s party” he could only take the public to essential services like shopping, medical necessities etc. He was put to the test by the public who tried all sorts of trickery to engage him in illegal transportation - even put to the test by what turned out to be a reporter who tried to trap him into a booking for a non-essential purpose. Throughout all John obviously never lost his sense of humour, his enthusiasm and sense of the ridiculous and at our Sunday Meeting he conveyed all of that and more to his audience who relished his West Yorkshire accent and dynamism. Laughter is the best medicine and we all had a good dose of that from John. It is no wonder he and his company won awards being Best in Business for three years then the Supreme Business Award. The best way to convey the energy and character of John is to include some shots taken of him during his talk to us.
Guest Speaker: Professor Paul Spoonley
Topic: "A Rapidly Ageing New Zealand"
Professor Paul Spoonley was the first speaker at our November Sunday Meeting. Paul was Vice-Chancellor at Massey University and stood down to return to frontline social research and writing. He completed a fellowship at the Max Planck Institute in Germany and was a Fulbright senior scholar at the University of California. Paul illustrated the changing demographics through to 2038 estimating by 2030 there could be six million of us with one and a half million living overseas. The main cluster will be in Auckland. Paul emphasised we have not as a country planned for this despite knowing that a very large number of baby boomers (born 1945 through into the 50’s) will be in the 80 plus age bracket.There will be more people aged over 65 than the 0 –15 age group and many smaller regions and towns will experience population stagnation –or even decline –as their population ages. An ageing population (people living longer a contributing factor) and lesser numbers in the work force will create issues that have not been addressed. It is estimated that people will live 25 –35 years beyond retirement and the need for long-term care facilities will significantly increase.Currently there are 4 workers for each retiredperson –this ratio will soon reduce to 2 workers and eventually become 1 –1 and we need to plan for this right now –there is no current plan. As an amusing aside,Paul mentioned the Queen and her acknowledgement of attaining the age of 100 –apparently she now has a team of 20 to deal with the requests for Centurion Birthday celebrations.Paul also spoke of a subject which is increasingly significant -that of being Digitally Connected not just for connecting withfamily but for running our day-to-day lives. His research also reinforces the need for Social Connectedness which in turn is strongly related to health and the quality of life. There are many challenges ahead for the “Silver Consumers” and his gravest concern is that the challenges are not being accepted and acted upon.
Guest Speaker: Glen Plaistow
Topic: "The 1950's"
After morning tea Glen Plaistowe took us on a journey through the 1950s and reminded us what wonderful years they were. Even though we might have been struggling with “growing up” they were for the main part good times to be a teenager. We experienced industrial unrest, Korean war, Yvette Williams winning our first female NZ Olympic gold medal, Ed Hillary and Everest, polio outbreak, Operation Deep Freeze in Antarctic, Opo the crazy dolphin, the Black Budget, introduction of PAYE, Brian Barrett-Boyes first NZ open heart surgery, Ardmore and the first Formula One race in NZ with our own Bruce McLaren 3rd behind Stirling Moss and Jack Brabham, Auckland Harbour bridge opened –countless memorable happenings but overriding all that the wonderful Rock n Roll era, never since have we had music that has made us dance like that –no need for fitness classes back then. Thanks Glen for the great memories.
Guest Speaker: David Lomas
Topic: "Lost and Found"
David Lomas: David attracted additional attendance due to our club’s very strong Genealogy Group. Most members would be aware of his Lost and Found series on TV. For the past 14 years David has been reuniting families – the original series being called Missing Pieces. He estimates he has produced fifty plus of the Lost and Found group, arranged some 300 reunions plus 4 or 5 hundred meetings that did not get to air. His new series is David Lomas Investigates. David’s background was as a journalist, deputy editor of the Listener, a feature writer and 20 years with TVNZ producing 60 Minutes having started with Holmes way back. He worked with Julie Christie (now Dame Julie) who introduced reality TV to New Zealand. Lost Identity was another production where the aim was to help young Maori who had become disconnected from their families. To date he has had some 8,000 applicants, solved about 700 but some just do not have a starting point. David knows from his experiences that reconnecting families changes lives with people now more open about being adopted or from broken homes. Between 1950 and 1980 some 80,000 children were put up for adoption. The current series David Lomas Investigates is a one hour one story series. Funding is from NZ On Air which requires him to change the name of the programme every four years and so they have to reinvent themselves but the theme remains the same – the desire to help New Zealanders find their lost relatives and give them a true sense of belonging and to know who they are. He is currently working on the second series which due to COVID will be filmed solely in New Zealand which makes it a far harder task – but then many are in this restrictive situation. Knowing how involved and busy David is our Members were most appreciative of the time he gave us.
Guest Speaker: Radha Banerjee
Topic: "Banking - Protection from Financial Abuse and Scams"
Our second Speaker was Radha Banerjee – a very lively, energetic and totally committed woman who spoke on behalf of Westpac Bank about banking methods and what our banks do to protect our money with emphasis on Financial Abuse and Scams. Various types of scams come and go in various guises, so we need to stay alert. Banks endeavour to protect us by:
Using a strong Firewall
Use of a Fraud Team
Automatic Log Out (if we stay online too long)
Smartphone fingerprint and/or pin access
If you do not already have internet banking it is first of all necessary to go into your bank to set it up. A bank person will assist with this and also go through the steps on how to use online banking. If you wish to send money overseas to family then the safest and easiest way is online. Big warning not to succumb to fraudulent requests for money allegedly from friends or associates. Scams to be aware of:
Dating Scams: Send money so I can visit you and suchlike.
Job Scams: “Sit in your home and make money” –they ask for your bank account number. This could be a form of money laundering.
Trading Scams: Be very careful, some are legitimate but some are not. Research buyers and sellers, as this type of scam has been prevalent.
Inheritance: You have won a lottery! Or inherited some money.
Scam Calls: Call to say a family member has been in accident, or claim you owe money or your computer is running slow.
email Scams: Attached is your invoice. If it is not correct “click here”. Or email allegedly from Bank. Call your bank if in doubt.
Card Fraud such as ATM Skimming. We should also watch out for Identity Theft and Social Engineering: Important to keep your details up to date with your Bank, dispose of documents securely such as shredding, have a secure letterbox and register your mobile phone.
Good Advice: Check your online bank accounts regularly.
Afterpay: This is a new innovation which works a little like the old layby system. You make a purchase and arrange for payment in four instalments making the first payment at time of purchase the remainder two weeks apart. There are no fees provided you pay each instalment on time and authorisation only takes a few seconds. Shipping proceeds like any other online purchase